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6-2 PROTECTING INCOME

Horizontales
With this plan you must choose from a network of heath care providers. The insurance company has a lot of control.
A plan for sharing the risk of medical costs
Provides standardized health care plans from which uninsured individuals may choose.
A group plan that provides prepaid medical care for its members. It focuses on preventive care.
A law that makes all U.S. citizens have health insurance.
A network of independent health care providers that band together to provide services.
Insurance plan to help pay the additional expenses not covered by medicare.
Money you must pay before your insurance begins to pay
A government program for low income people living below the poverty line
A fixed amount you must pay when you visit the doctor or pick up prescriptions
Verticales
A plan that allows you to choose the doctor. Biggest advantage is people can manage their own health care dollars.
Savings account for medical expenses
Young adults and stay on their parents health care plan until this age
A type of surgery that you choose to have but is not medically necessary
A kind of insurance plan that can lower the cost of health insurance because of the amount of people in the plan.
An insurance clause that sets a maximum that the insured has to pay out of pocket during a calendar year.
Coverage for catastrophic expenses costing hundreds of thousands of dollars.
A health care plan for those 65 and older
If you are in a HMO you must get a referral from this person before seeing a specialist
Lets employees set aside money from their paycheck for medical costs not covered by insurance. Employer may contribute.