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Foundations in Personal Finance

Horizontales
Something owned offered as security on a debt.
________ cost is what is lost when you choose to do something else with your money.
Amount by which the value of a person's assets exceeds or falls behind the value of their liabilities.
Theory that spending money and consuming goods is good for the economy.
Process of communicating the value of a product or service to customers.
Money owed to another person or company.
Financial debts or obligations.
Plan for how you spend your money.
Having the knowledge and skills to manage your personal finances.
This system is one of the best ways to track your expenses.
Loss of value of an asset over time.
Shelter, utilities, transportation, and food.
Relates to all of the different money decisions you make each day.
Person that charges borrowers interest rates above an established legal rate.
Personal Finance is all about money _________.
Verticales
Financial _________ is the knowledge and skill base necessary for people to be informed consumers and mange their finances effectively.
Measure of an investment's profit or loss.
Anything that is owned by an individual.
Granting of a loan and the creation of debt.
Three-digit number that tells banks and lenders how likely someone is to repay debt.
The First Foundation: Save $500 for an __________ fund.
_________ theft is the act of fraudulently gaining and using the personal information of someone else.
Money borrowed from the federal government or private lenders to pay the cost of going to college.
Provide a clear path to get you where you want to be financially.
Buyer's _________ is a feeling of guilt, regret, or uneasiness after making a purchase.
Average rate of growth for an investment over time.
Additional cost a lender charges for borrowing their money.
Making money based on a percentage of the total sales they make.
Type of digital payment made or received with a mobile device.