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Insurance on Property - Studies 4, 5 and 6

Horizontales
Coverage for indirect loss resulting from the loss of use of a home.
Freezing is an exclusion of _______ ________.
A type of habitational policy where one insurance amount is shown encompassing the building and the personal property.
A clause that may limit the amount payable under a property policy.
A single policy covering a risk that is divided among a number of insurers.
A slow flow of water that takes place over a more extended period of time...
Faulty design, material or __________.
Policy that covers two or more lines or types of insurance in the same policy.
An ideologically motivated unlawful act.
This type of selection occurs when an insured buys less insurance than the value of the property insured.
A garden shed is an example of this type of private structure.
Verticales
If there is more than one policy covering property, the homeowners form is _________ where the insured has other insurance on specifically described property.
Step One in reading a policy is to review this clause.
Tear out is an ________ of the homeowners form.
A person or an entity other than the named insured to whom the proceeds of insurance will be paid.
These perils give back coverage to excluded losses under an all risk policy.
An undertaking by the insured to pay full replacement cost of the dwelling.
ACV, RC...basis of claim _________.
_______ and tear.
Birds, vermin, raccoons...