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Product Review - Dental/Life

Horizontales
Entity that can never be named as beneficiary
Exam sometimes required for MEOI review
Life coverage with an age-reduction schedule
Required for life coverage to be effective
When ML manages enrollment and employee life data
Standard AD&D benefit
Also known as waiver of premium
A dental call center is located here
Determines order of payment if there is no named beneficiary
Continuation of group term life insurance
Standard benefit associated with enrollment in Supplemental Life
Continuing coverage after termination with an individual whole life policy
Dental care that has a lifetime maximum
Verticales
Dental insurance sold directly to individual policyholders
Losses not covered by the plan
Also known as dental plan for retirees
Plan that calculates OON payments based on in-network negotiated rates
Life coverage with age-banded rates
Dental cleanings, x-rays and fluoride are this type of care
Name of vision company ML just acquired
Usually required when increasing life insurance
PPO plan design with the same level of benefits in- and out-of network
Life disability provision administered by the Employer
Dental plan that has no network of providers
PPO plan that pays a higher level of benefit for in-network providers
Database against which MEOI applications are reviewed
Expanded dental network, standard for fully-insured plans
MetLife's dental provider education program is built to address this drug crisis
Advanced payment of life benefits when terminally ill