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Finance and Budget

Teacher: Mrs Macedo
Horizontales
The difference between the purchase price and selling price of an investment
The actual dollar cost of using credit, which is calculated by the lender
Additional benefits, beyond a paycheck, offered by employers, for instance, health insurance or pension plan
Items, activities, or services that increase the quality of life
Expenses that are the exact amount every time
The entire amount of money a person owes to lenders
The essentials or basics of life
The total annual percentage amount it will cost a person to use credit
The average cost of a variety of expenses for living, such as rent or home costs, transportation costs, insurance, utilities like natural gas and electricity, and food
A statement of something a person wants or needs to do
Any money a person receives
On a relative basis, short-term work that pays the bills
Spreading invested dollars among several different savings or investments to reduce risk
The process of considering and analyzing information in order to make a choice
Verticales
Pay yourself first
The total amount of income from wages or salary before payroll deductions
The payment a person receives for allowing a financial institution or corporation to use his/her money
Payment for the use of money
A willingness to give up something now in return for a benefit later
A legal process that allows someone deeply in debt to create a plan to get out of debt
The relationship between time, money, a rate of return and earnings growth
Expenses that are not fixed
The beliefs and practices in a person's life that are very important
A measure of the money a person receives and spends