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Unit 2 Vocabulary

Horizontales
Small, short-term loans
Calculated on the original principal plus any interest that accumulated from previous periods (2 words)
A tool to buy something now and pay for it later
Interest rates that change at specific times (3 words)
Allows you to pay in full for a service as charges add up (2 words)
Your identification documents are taken or online personal files are hacked without your permission (2 words)
A legal agreement between you and the lender
Interest rate that stays the same for the life of the loan/account (3 words)
Verticales
The final payment date of a loan (2 words)
A 3 digit number based on a person's credit report (2 words)
Amount you pay to use someone else's money
The interest rate caluclated in a consistent way so its easier to compare different borrowing options (initials)
Someone lenders see as a big credit risk (2 words)
The original amount borrowed
Equally responsible for the balance of the account (3 words)
Able to use the account but not legally liable for the balance (2 words)
Agrees to pay the debt if you don't and must be approved by the lender
Your personal information is used to make purchases, withdraw cash or set up new accounts without your approval (2 words)
The total amount that a person owes to others
Report that details how a person has used credit in the past (2 words)
The amount of time you're obligated to make payments (two words)