Use "__" or a space between words in multiple-word answers.
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Horizontales
Debt issued by government entities or corporations that pays interest to an investor for a set term. At the end of the term, the issuer returns the principal to the investor.
Factor that weights 35% in calculation of your FICO score.
Characterized by taking intelligent risks to gain higher returns with the intention of growing money over time.
A financial obligation you owe to someone else.
A "hybrid" type of account that may offer higher rates of return than savings accounts while providing some of the transactional flexibility of checking accounts.
Benefits given up by not choosing an alternative course of action. The future income or cost that would have been earned or incurred if that alternative had been chosen.
Something you own that has value and that can be converted to cash.
One of the three major U.S. credit bureaus that act as repositories of credit data and generate FICO/credit scores for lending, employment, and marketing purposes.
If you receive 26 paychecks during a working year you are paid this way.
Payday loans, title loans, and pawn loans are all types of credit that are often associated with this type of lending.
A popular benefit/job structure that allows employees to choose their working hours within defined limits around set core hours.
A fixed regular payment, typically paid on a weekly, bi-weekly, or semi-monthly basis, but often expressed as an annual sum, made by an employer to an employee.
Verticales
Your FICO score would factor into which of the 5 "Cs" of credit?
A deposit/demand account that usually has no yield but allows convenient, unlimited transactional access to your money through multiple methods.
1.5X regular wages for hours worked over 40 hours in a week
Putting money away for planned expenditures and emergencies with the goal of preserving principal.
A loan with a credit limit that can be used over and over again would be classified as this type of loan.
You receive 24 paychecks per year. You are being paid on this basis.
A form of pay received by workers based on the number of hours worked multiplied by a set hourly rate of pay.
Which of the 5 "Cs" of credit refers to a borrower's ability to repay their obligations?
The measure of true financial wealth.
Which of the 5 "Cs" of credit refers to property that is pledged to assure repayment of a loan?
Personal loans made without collateral are classified as this type of loan.
Various forms of employee compensation in addition to pay that make up the "hidden paycheck" are known as
Stock funds that track indexes, trade on open exchanges, and are less-actively traded than mutual funds.
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It prints on two pages.
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