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EPF 10 Consumer Skills (CM)

Horizontales
Evaluation of a consumer’s credit history.
Security that reduces the lender’s risk
Someone who used goods or services
A business that collects unpaid debt for others
A person with a strong established credit history who signs with the credit application and contract with the borrower
The cost of using credit
The business or organization that extends credit
Credit reporting agency , a firm that collects info about the credit worthiness of consumers
The original amount borrowed
Verticales
A record of a particular consumer’s translations and payment patterns
A numerical rating, based on credit report info, that represents a person’s level of credit worthiness
A set portion of the loan amount that the borrower must pay at regular scheduled intervals
Taking away property due to failure to make loan or credit payment
Portion of a purchase price paid by cash or check at the time of purchase
Overdue Payments
A final payment that is much larger than the other installments
Backed by the pledge of property
Failure to fulfill the obligations of the loan
A pattern of past behavior in regard to paying back debt
The supplying of money, goods, or services at present in exchange for the promise of future payment