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Business Finance

Horizontales
One who actually uses the product or service (also called the final user, or final customer).
All the components needed for production including natural resources, labor, capital goods, and expertise
The monetary gain obtained when revenue exceeds all the expenses
An economic system where companies are privately-owned, versus being owned by the government
A professionally managed pool of investments including stocks and bonds and other assets.
When three possibilities exist – gain, loss, or no change.
A formal proceeding in the court system that helps individuals and businesses eliminate their debts and repay their creditors.
Legally endorsed coins and paper currency that can be used to purchase goods and services, and to pay debts.
Someone who identifies an opportunity by creating a solution to a problem, starts a business and assumes the personal and financial risk (and rewards) of the venture
The increase in the general level of prices in an economy.
Verticales
A market where one company controls the supply of a good or service
Also known as absolute risk, is when two possibilities exist – loss or no change
Interest-bearing securities, also called fixed-income securities, where the investor is the lender, and the borrower is usually a corporation or government.
An estimate/projection of future revenues, expenses, net income, and capital needed to fund the company’s operations.
Financial investment that represent ownership in a company.
A financial investment in either equity (stock) or debt (bonds), that can be bought and sold, most commonly on a public exchange.
The rivalry between companies selling similar products and services, competing to attract customers with limited dollars to spend.
Government-issued paper and coins with little or no intrinsic value in themselves, that are used to purchase goods and services, and that are backed by the government
To categorize, sort, and transport goods to all their final destinations as efficiently, inexpensively, and carefully as possible.
The increase in the general level of prices in an economy.
The reality that people’s wants always exceed the resources available to fulfill those wants.
A contractual agreement whereby a customer receives goods or services now, and agrees to pay for them later