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Chapter 4 Review

Horizontales
When you buy with credit, you typically spend more than you would with ______ or a debit card.
________ loans require the borrower to put up collateral for the loan.
The ________ is the total amount of the car loan, plus taxes and fees.
You should regularly check your credit report for errors or signs of identity theft and ______ .
A home is an example of an ___________ asset.
Credit card companies make the most ________ from charging interest to customers who only pay part of their monthly debt.
________ fee is a 2-3% fee credit card companies charge stores for every purchase made with credit cards.
________ a car is a method of financing where someone makes monthly payments on but does not own the vehicle.
When you _______ a new car, you will end up paying more than the sticker price.
Credit cards that offer flashy rewards of charge a high _______ fee.
Verticales
How you spend and give your money is a reflection of your personal ________ .
The ________ Foundation is to get out and stay out of debt.
_________ lenders get their negative reputation from charging high fees for loans and targeting desperate people.
A ______ is a depreciating asset.
The best way to ________ falling into debt is to only buy things that you can purchase with cash.
______ score is determined by using a person's history of payments made to lenders.
_______ scores bank and lenders use to determine the likelihood that someone is able to repay debt.
The debt ________ method involves paying off debts from smallest to largest.
Your ________ is your greatest tool to build wealth,
Car lease agreements come with a stipulation that you must pay a penalty if you go over the pre-established _________ cap.