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Risk Management & Insurance

Horizontales
Risks that cannot be predicted and are not covered by insurance
Provides benefits to workers who have lost their jobs
Process of documenting a loss against an insurance policy.
Risk that an insurance company will NOT cover
Covers medical expenses and lost wages if injured at work.
Risk that occurs when business suffers due to change in economy
Covers financial loss caused by the actions or negligence of a person or business
Risks that cannot be avoided but can be minimized with insurance
Risk that the target market for your product was less than planned
Amount insured is responsible for paying when a claim is made
Covers losses and damage to the assets of the company.
Verticales
Risk caused by people
Protects commercial property from risks.
Financial service used to protect against loss
Some financial income to employees who become sick
Evaluating risk and finding ways to minimize loss
Protects doctors and lawyers
Amount insured pays for coverage
Risk caused by acts of nature