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IOSTB Life Puzzle 2

Horizontales
A formal social device for reducing risk by transferring the risks of several
A new policy written to take the place of one currently in force.
The agreed upon, payment made to keep an insurance policy in force, usually a monthly payment.
Putting a lapsed policy back in force by producing satisfactory evidence of insurability and paying any past-due premiums required.
The act of knowingly presenting false information.
The insurance company; Party that provides insurance coverage, typically through a contract of insurance.
The chance of injury, damage, or loss.
Termination of a policy due to the policy owner’s failure to pay the premium within the grace period.
Verticales
An attachment to a policy that modifies its conditions by expanding or restricting benefits or excluding certain conditions from coverage.
Statements made by applicants on their applications for insurance that they represent as being substantially true to the best of their knowledge and belief but that are not warranted as exact in every detail.
Period for which the policy runs. In life insurance, this is to the end of the term period for term insurance.
The printed document given to the insured, outlining the terms and conditions of the Insurance coverage.
The condition of the individual wishing to be insured, including their health, susceptibility to injury and life expectancy.
Details of an insurance policy which explain the benefits, conditions and other features of the insurance contract.
A document completed by a physician or another approved examiner and submitted to an insurer (insurance company) in order to provide medical information. This is usually done to determine insurability (or lack of insurability) or is sometimes done in relation to a claim.
The party who is being insured. In life insurance, it is the person because of his or her death the insurance company would pay out a death benefit to a designated beneficiary.