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CUW Product Knowledge

Horizontales
Minimum daily balance of $50,000 to qualify for higher dividend rate.
Closed-end installment loan with a fixed interest rate. Proceeds can be used for any purpose, with the exception of educational expenses.
A revolving line of credit designed to protect members in the instance that they overdraft their checking account.
No fee, non-dividend bearing checking account.
An agreement between CUW and members to protect borrowers from unexpected life events.
A revolving loan which the borrower uses the equity in their home as collateral.
An optional, discretionary service that can help pay overdrafts.
Type of trust where the Trust Agreement can not be changed once it has been signed.
Account established on behalf of a deceased person, created as a result of a Probate court case.
No fee checking account for minors between the ages of 12 - 17, with an adult joint owner.
Low fee checking account designed specifically for members who have been denied checking products due to credit challenges.
Verticales
An extended warranty to protect members from paying out of pocket for vehicle repairs.
Type of trust where trustees are allowed to make changes to the original Trust Agreement by providing a Trust Amendment.
A Program to protect members from paying out of pocket if their vehicle is totaled or stolen.
Free checking account that pays a higher APY on up to $10,000 when monthly qualifications are met.
Free checking account that pays members back on a percentage of their debit card purchases when monthly qualifications are met.
On October 31 of each year, the balance is automatically transferred to an account of the member's choosing.
No fee savings account for minors from birth to age 11.
Established as a fiduciary agreement in which one party controls funds on behalf of another party - individual or group.